Insurance
When you are having difficulty with your own insurance company, you need to call on professionals who know the ins and outs of the insurance law. Gisonni & Harms have extensive knowledge and experience in all issues arising from disputes with insurance companies. They represent the owners of insurance policies, and maintain their integrity and ethical foundation by never representing insurance companies in their practice.
Life Insurance Claims and Litigation
Property Insurance Claims and Litigation
Insurance for Legal Representation (Defense and Indemnification)
Health Insurance Claims and Litigation
Life Insurance Claims and Litigation
Gisonni & Harms utilizes their effective negotiation and litigation skills to maximize your legal position when a life insurance dispute arises.
Generally, disputes concerning life insurance arise in the following scenarios:
- The owner of the life insurance policy dies within the first two years of owning the policy, and the insurance company refuses to pay the beneficiaries based on alleged misrepresentations on the insurance application.
- Your loved one has passed away, and you are named as the beneficiary under his or her life insurance policy. The insurance company will not pay you, the beneficiary, because someone else has come forward claiming entitlement to the life insurance benefits identified in the policy.
- The life insurance company claims that the policy lapsed for non-payment of premium, but you know your loved one sent the money and never received any notification that the policy was about to lapse.
To better your chances in succeding against life insurance companies, you should discuss your issues with the experienced attorneys at Gisonni & Harms who are comfortable navigating the laws which affect your rights.
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Property Insurance Claims and Litigation
Gisonni & Harms represents home, business and property owners in disputes for coverage under their insurance policies. When your claim for damaged or lost property is denied or unfairly delayed by your insurance company, you should counsel with Gisonni & Harms who are experienced in identifying missteps you might take with your insurance company.
Insurance for Legal Representation
(Defense and Indemnification)
Many people and businesses carry insurance in the event they are sued for their actions. In that event, the insurance company promises to pay for attorneys for you in the lawsuit and to pay damages assessed against you.
Unfortunately, insurance companies routinely try to shirk their obligations to defend you and pay damages in a lawsuit against you. The good news is that there are ways to combat these actions. Gisonni & Harms has been very successful in persuading insurance companies to honor their promises to defend and indemnify their insureds.
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Health Insurance Claims and Litigation
Gisonni & Harms represents individuals in disputes with their health insurance companies. We are frequently contacted by clients who have received pre-authorization for certain procedures, only to find after the procedure is complete that the insurance company is now refusing to pay. In the complicated and frustrating world of health insurance claims and litigation, you need attorneys like Gisonni & Harms who are patient and knowledgeable about the process.
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